Fintech

You don’t open a browser. You don’t scroll through product pages. You don’t compare prices across twelve tabs. You tell your AI what you need, and it pulls out your credit card. That scenario went from hypothetical to real last week when Visa announced it has embedded its entire payment network inside ChatGPT. OpenAI’s AI agents can now independently shop for products and complete transactions on your behalf — across 175 million merchant locations worldwide. ...

OpenAI just crossed a line nobody can un-cross. On Friday, the company launched personal finance tools inside ChatGPT that let users connect their actual bank accounts, credit cards, and investment portfolios. The AI can now see your balances, transactions, spending habits, and debts — then serve up personalized financial advice based on your real numbers. It’s either the most useful AI feature ever shipped, or a privacy nightmare waiting to happen. Probably both. ...